Blog

April 13, 2020

Claims Journal reports that "President Donald Trump on Friday staked out his position in a legal battle over business-interruption claims: Unless the policy excludes pandemics, insurers should pay."

April 13, 2020

If you own or operate a New Mexico small business, you have likely lost customers and income due to the coronavirus pandemic and associated restrictions. Are you entitled to make an insurance claim to cover some or all of your losses?

April 10, 2020

New Mexico Superintendent of Insurance Russell Toal today announced that New Mexico's major auto insurers have committed to premium refunds, due to reduced driving during the COVID-19 pandemic. According to the Superintendent's press release, Allstate, GEICO, Liberty Mutual, Progressive, Safeco, USAA, Travelers and State Farm will all be giving premium discounts to their policyholders.

April 10, 2020

When you pay premiums for an insurance policy, New Mexico law recognizes that you and your insurance company have formed a binding contract. If the insurance company fails to hold up its end of the bargain, you have the right to sue for breach of contract.

April 9, 2020

If you have been the victim of a crime, you have the right to seek civil justice against the person who harmed you. For example, drunk drivers who cause collisions are legally responsible for the harm resulting from their crimes.

April 7, 2020

Have you heard of stacking? This is a legal principle that your insurance company doesn't want you to know about because it could mean more coverage in your case.

April 6, 2020

What is a statute of limitations? It is a law setting a time limit for you to bring your case—or lose it forever. If your case is not filed before the deadline set by the statute of limitations, it will be deemed “time-barred.” The court may be legally obligated to dismiss the case, no matter who was at fault or how badly you were injured.

April 5, 2020

If you have paid your premiums, you deserve to be treated fairly and honestly by your insurance company. Sadly, when you make a claim, the promises from the television commercials seem to evaporate. Your own company treats you like an adverse, hostile claimant, even if you did nothing wrong.

April 4, 2020

It's common to wonder how long an injury case will take to resolve. Put bluntly, you should prepare for the process to take years.

April 3, 2020

An unfortunate fact of life in New Mexico is that many drivers do not carry the legally required insurance. Because of this, the law requires automobile insurance companies to offer uninsured and underinsured motorist coverage, also called UM/UIM coverage. UM/UIM coverage exists for both bodily injuries and property damage.