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What is Uninsured or Underinsured Motorist Coverage?

An unfortunate fact of life in New Mexico is that many drivers do not carry the legally required insurance. Because of this, the law requires automobile insurance companies to offer uninsured and underinsured motorist coverage, also called UM/UIM coverage. UM/UIM coverage exists for both bodily injuries and property damage.

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What Is Insurance Bad Faith?

Buying insurance is not like buying most other products or services. You buy it, but you hope you need never need to use it. You may pay premiums for years before making a claim. When you do make a claim, you may be shocked at how your insurance company treats you.

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