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Five Reasons Why Waiting Is a Bad Strategy when Dealing with An Insurance Company

When the insurance company is delaying your claim, it can be tempting to sit and wait, hoping that the company will eventually come around and “do the right thing.” After all, as children, we are taught to exercise patience. And we may believe that if the company perceives us as “pushy” it could hurt the claim.

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What Do I Do if My Insurance Company Is Acting in Bad Faith?

Insurance bad faith takes many forms, including unreasonable delays and denials of legitimate claims. You may find yourself speaking to a different adjuster during every interaction, while the claim goes nowhere. Your claim may be denied for reasons that are unclear or contradict the policy. Whatever the reason, if you suspect your insurance company is engaging in bad faith or otherwise violating the law, there are a few considerations to keep in mind.

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What are Medicare Conditional Payments?

If you are a Medicare recipient and were suffered an injury to do another person's negligence, you may have heard of Medicare Conditional Payments. Under federal law, when Medicare pays medical expenses related to injuries caused by a third party, these payments are considered “conditional.” That is, if you receive compensation for the injury, such as through a settlement, judgment, or other award, Medicare has the right to recoup the payments it has made.

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Rideshare Collisions

Do you drive for a rideshare app such as Uber or Lyft? Have you looked at your automobile insurance policy? Will you be covered if you get in an accident while driving for the app?

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What Is a Contingency Fee Agreement?

If you have been injured and are considering hiring an attorney, you have likely wondered whether you can afford the legal fees that might arise. After all, some attorneys charge hundreds of dollars per hour.

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New Mexico Mobile Home Park Law

A mobile home park resident relies on the park owner to properly maintain the park. The park owner is also responsible for honoring the resident's legal rights.

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Your Car Was Stolen and Damaged in The Process—which Coverage Do You Use?

Auto theft is an unfortunate fact of life in Albuquerque. Worse, even when a car is recovered, it may have suffered serious damage. Both collision coverage and uninsured motorist coverage potentially apply to your claim, depending on the facts of your case and the terms of your policy. Which should you use?

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Uninsured, Underinsured, and Unknown Motorists

If you have been injured in an auto accident and the at-fault party lacks adequate insurance, you should consider the coverages available under your own policy. The benefits available to you could depend on the difference between three different types of at-fault drivers: uninsured motorists, underinsured motorists, and unknown motorists.

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Insurance Bad Faith Cases with a Contingency Agreement

Are you a policyholder thinking of suing your insurance company, but worried about how to pay for quality legal representation?

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Sources of New Mexico Insurance Law

In New Mexico law, the laws governing insurance companies generally fall into three categories.

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